Auto Finance Center Chico CA

Auto Loans

The Chico Nissan finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Chico, Barber, and to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Nord to Roble. Whether you are right down the road or an hour away from Chico you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Chico Nissan loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Nissan vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Nissan vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Chico Nissan finance team will put together a loan package that is tailored specifically for you.

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

Competitive rates direct from the manufacturer and local California banks
Quick approvals
Value-added services to protect your vehicle investment
Extended warranty programs
And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

At Chico Nissan, our Finance Department is committed to helping every customer find a financing program that suits their individual needs. Our friendly finance managers are ready to assist with both new and pre-owned vehicle financing, offering competitive rates and flexible loan or lease options.

Financing for all Credits

We work with customers of all credit backgrounds. Whether your credit history is strong or you are working to rebuild, we can design a tailored financing plan for your next vehicle purchase. Our Finance Department assists with:

New Nissan financing – Loans with competitive rates and flexible repayment plans.
Nissan leasing – Options designed to fit your driving and budget preferences.
Pre-owned vehicle financing – Solutions for a range of credit histories.
Credit guidance – Support for those with limited or challenged credit experience.

Our goal is to provide clarity and guidance throughout the financing process, giving you the knowledge and confidence to select the path that works best for your circumstances.

Online Financing Tools

To simplify the process, we offer a suite of online tools to get you started from home. Our Instant Online Credit Approval tool enables you to quickly pre-qualify, providing a clear picture of your financing options before visiting the dealership.

Use our Payment Calculator to estimate monthly payments based on the vehicle price, loan term, and interest rate. This helps you plan your budget and explore different financing scenarios. When you are ready, complete our Online Finance Application to begin the pre-approval process. Our team will review your application promptly and provide guidance on the most suitable loan or lease program for your situation.

No matter where you are located, just down the road or an hour away, you can start the financing process online and have peace of mind knowing our team is ready to support you every step of the way.

Financing Specials Tailored to Your Needs

Our dealership frequently offers financing specials designed to provide added value for your purchase. These may include promotional rates on new vehicles, competitive used vehicle financing, and seasonal incentives. Our finance managers can explain all current offers and help you understand how they can be applied to your loan or lease.

Let's Talk Numbers

Our Finance Department is ready to guide you through new or used vehicle financing, as well as refinancing options. Use our online tools, check current specials, or contact our team to get started. At Chico Nissan, financing your next vehicle is simple.

WARNING: Operating, servicing and maintaining a passenger vehicle or off-road vehicle can expose you to chemicals including engine exhaust, carbon monoxide, phthalates, and lead, which are known to the State of California to cause cancer and birth defects or other reproductive harm. To minimize exposure, avoid breathing exhaust, do not idle the engine except as necessary, service your vehicle in a well-ventilated area, and wear gloves or wash your hands frequently when servicing your vehicle. For more information go to www.p65warnings.ca.gov/products/passenger-vehicle