Finance Center

Lease and Loan Options Simplify the Car Buying Experience at Chico NissanĀ 

If you're thinking about purchasing a new or used car, you have probably thought about financing options. You're not alone. Most car buyers choose either a lease a loan program to help them pay for their vehicle. At Chico Nissan, we make the financing process smooth and simple so our customers can more easily get behind the wheel of their preferred vehicles.

Using a car lease or loan near Chico or Paradise can make higher quality vehicles more accessible for many buyers. Rather than paying the car's value in one lump, auto loans and leases allow you to pay over time through monthly dues.

The numbers and jargon of car financing can make it seem like a different language. The Chico Nissan staff is here to help decipher the lingo and crunch the numbers. We take the pressure off so you can focus on shopping for your new or used Nissan. Our finance professionals will access their lending network to find the lease or loan that meets your financial requirements.

Auto Lease vs. Auto Loan

While both offer monthly payments for new vehicles, leases and loans operate differently. A lease operates similarly to a long-term rental. You don't own the car, but by paying the monthly fee you get to drive it. Leases typically have lower payments, but they only last for a specified time and usually feature a mileage limit. Plus, lease programs are nearly always available exclusively for new models. By contrast, a car or truck loan near Oroville or Yuba City gives ownership of the vehicle, but at slightly higher monthly payments. A lender gives the money to pay for the value of the vehicle, then you pay back the lender over time with interest. The benefit is ownership, unlimited miles, and you can use a loan to purchase a used car, truck, or SUV near Red Bluff.


Chico Nissan

575 Manzanita
Directions Chico, CA 95926

  • Sales: (866) 506-1671
  • Service: (888) 230-1115
  • Parts: (888) 355-7568


  • Monday 8:30AM-7:00PM
  • Tuesday 8:30AM-7:00PM
  • Wednesday 8:30AM-7:00PM
  • Thursday 8:30AM-7:00PM
  • Friday 8:30AM-7:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday 10:00AM-6:00PM